Propratt Medical and Insurance Brokers (Pty) Ltd
PostP.O. Box 23262, Gezina, 0031
Tel+27 (0)12 331 1731
Fax+27 (0)86 650 1089
Emailmedical @ propratt . co . za
FSP No38068
AcceditationORG 3444
Compliance
Propratt and all its staff adhere & comply to all legal requirements as set out by the FSB (Financial Services Board) as well as the Council for Medical Schemes.

About Us
Propratt provides much needed advice on various medical schemes and their options.

All interested in applying for a medical scheme can contact Propratt for an objective, no obligation quote.

UASA
Propratt is proud to be the preferred medical broker for UASA the trade union. Currently UASA represents in excess of 75 000 members nationally.


Brochures

Ambledown

Gapcover 100 Family 18yrs -65yrs (2025)
Gapcover 100 Family 65yrs And Older (2025)
Gapcover 200 Family 18yrs -65yrs (2025)
Gapcover 200 Family 65yrs And Older (2025)
Gapcover Plus Family 18yrs -65yrs (2025)
Gapcover Plus Family 65yrs And Older (2025)
Gapcover Gap Select Family 18yrs -65yrs (2025)
Gapcover Gap Select Family 65yrs And Older (2025)
Gapcover Supreme Family 18yrs -65yrs (2025)
Ambledown Guardian 18yrs -65yrs (2025)
Ambledown Guardian 65yrs And Older (2025)
Gap Lpe Advanced Family 18yrs -65yrs (2025)
Gap Lpe Advanced Family 65yrs And Older (2025)
Gapcover 100 Family 18yrs -65yrs (2024)
Gapcover 100 Family 65yrs And Older (2024)
Gapcover 200 Family 18yrs -65yrs (2024)
Gapcover 200 Family 65yrs And Older (2024)
Gap Lpe Advanced Family 18yrs -65yrs (2024)
Gap Lpe Advanced Family 65yrs And Older (2024)
Gapcover Plus Family 18yrs -65yrs (2024)
Gapcover Plus Family 65yrs And Older (2024)
Gapcover Gap Select Family 18yrs -65yrs (2024)
Gapcover Gap Select Family 65yrs And Older (2024)
Gapcover Supreme Family 18yrs -65yrs (2024)
Ambledown Guardian 18yrs -65yrs (2024)
Ambledown Guardian 65yrs And Older (2024)

Bestmed

Beat 1 (2024)
Beat 1 Network (2024)
Beat 1 (2025)
Beat 1 Network (2025)
Beat 2 (2024)
Beat 2 Network (2024)
Beat 2 (2025)
Beat 2 Network (2025)
Beat 3 (2024)
Beat 3 Network (2024)
Beat 3 (2025)
Beat 3 Network (2025)
Beat 3 Plus (2024)
Beat 3 Plus (2025)
Beat 4 (2024)
Beat 4 (2025)
Pace 1 (2024)
Pace 1 (2025)
Pace 2 (2024)
Pace 2 (2025)
Pace 3 (2024)
Pace 3 (2025)
Pace 4 (2024)
Pace 4 (2025)
Rhythm 1 (2025)
Rhythm 2 (2025)
Rhythm 1 (2024)
Rhythm 2 (2024)

Bonitas

Boncap (2024)
Boncap (2025)
Bonclassic (2024)
Bonclassic (2025)
Boncomprehensive (2024)
Boncomplete (2024)
Boncomprehensive (2025)
Boncomplete (2025)
Bonessential (2024)
Bonessential Select (2024)
Bonessential (2025)
Bonessential Select (2025)
Bonsave (2024)
Bonfit Select (2024)
Bonsave (2025)
Bonfit Select (2025)
Bonstart (2024)
Bonstart Plus (2024)
Bonstart (2025)
Bonstart Plus (2025)
Hospital Standard (2024)
Hospital Standard (2025)
Primary (2024)
Primary Select (2024)
Primary (2025)
Primary Select (2025)
Standard (2024)
Standard Select (2024)
Standard (2025)
Standard Select (2025)

Cura

Gap Advanced Under 65yrs (2024)
Gap Advanced Above 65yrs (2024)
Gap Advanced + Under 65yrs (2024)
Gap Advanced + Above 65yrs (2024)
Gap Basic Under 65yrs (2024)
Gap Basic Above 65yrs (2024)
Cura Funeral R18 000 Under65yrs (2024)
Cura Funeral R18 000 Above65yrs (2024)
Cura Funeral R18 000 Under65yrs (2025)
Cura Funeral R18 000 Above65yrs (2025)
Cura Funeral R30 000 Under65yrs (2025)
Cura Funeral R30 000 Above 65yrs (2025)
Cura Funeral R30 000 Under65yrs (2024)
Cura Funeral R30 000 Above 65yrs (2024)
Gap Standard Under 65 Yrs (2025)
Gap Standard Above 65 Yrs (2025)
Gap Ultimate Under 65yrs (2025)
Gap Ultimate Above 65yrs (2025)
Gap Ultimate + Under 65yrs (2025)
Gap Ultimate + Above 65yrs (2025)
Gap Advanced Under 65yrs (2025)
Gap Advanced Above 65yrs (2025)
Gap Advanced + Under 65yrs (2025)
Gap Advanced + Above 65yrs (2025)
Gap Basic Under 65yrs (2025)
Gap Basic Above 65yrs (2025)
Gap Standard Under 65 Yrs (2024)
Gap Standard Above 65 Yrs (2024)
Gap Student 18yrs-27 Yrs (2024)
Gap Student 18yrs-27 Yrs (2025)
Gap Ultimate Under 65yrs (2024)
Gap Ultimate Above 65yrs (2024)
Gap Ultimate + Under 65yrs (2024)
Gap Ultimate + Above 65yrs (2024)

Discovery

Classic Smart Comprehensive (2024)
Classic Comprehensive (2024)
Coastal Core (2024)
Essential Delta Core (2024)
Essential Core (2024)
Classic Delta Core (2024)
Classic Core (2024)
Executive (2024)
Classic Smart Comprehensive (2025)
Classic Comprehensive (2025)
Keycare Core (2025)
Coastal Core (2025)
Essential Delta Core (2025)
Essential Core (2025)
Classic Delta Core (2025)
Classic Core (2025)
Executive (2025)
Keycare Start (2025)
Keycare Plus (2025)
Keycare Star Regional (2025)
Essential Priority (2025)
Classic Priority (2025)
Coastal Saver (2025)
Essential Delta Saver (2025)
Essential Saver (2025)
Classic Delta Saver (2025)
Classic Saver (2025)
Classic Smart (2025)
Essential Dynamic Smart (2025)
Essential Smart (2025)
Keycare Core (2024)
Keycare Start (2024)
Keycare Plus (2024)
Keycare Star Regional (2024)
Essential Priority (2024)
Classic Priority (2024)
Coastal Saver (2024)
Essential Delta Saver (2024)
Essential Saver (2024)
Classic Delta Saver (2024)
Classic Saver (2024)
Classic Smart (2024)
Essential Dynamic Smart (2024)
Essential Smart (2024)

Fedhealth

Flexifed Savvy (2024)
Flexifed 1 (2024)
Flexifed 1 Elect (2024)
Flexifed 3 Any Hospital (2024)
Flexifed 3 Grid (2024)
Flexifed 3 Elect (2024)
Flexifed 4 Any Hospital (2024)
Flexifed 4 Grid (2024)
Flexifed 4 Elect (2024)
Flexifed 2 Any Hospital (2024)
Flexifed 2 Grid (2024)
Flexifed 2 Elect (2024)
Maxima Plus (2024)
Maxima Exec (2024)
My Fed (2024)
Flexifed Savvy (2025)
Flexifed 1 (2025)
Flexifed 1 Elect (2025)
Flexifed 2 Any Hospital (2025)
Flexifed 2 Grid (2025)
Flexifed 2 Elect (2025)
Flexifed 3 Any Hospital (2025)
Flexifed 3 Grid (2025)
Flexifed 3 Elect (2025)
Flexifed 4 Any Hospital (2025)
Flexifed 4 Grid (2025)
Flexifed 4 Elect (2025)
Maxima Plus (2025)
Maxima Exec (2025)
My Fed (2025)

Keyhealth

Equilibrium (2024)
Equilibrium (2025)
Essence (2024)
Essence (2025)
Gold (2024)
Gold (2025)
Origin (2024)
Origin (2025)
Platinum (2024)
Platinum (2025)
Silver (2024)
Silver (2025)

MedGap

Primary (2024)
Supreme (2024)
Millenial Primary (2024)
Millenial Supreme (2024)
Pensioner Primary (2024)
Pensioner Supreme (2024)
Student (2024)
Exclusive To Bonitas Primary (2025)
Exclusive To Bonitas Supreme (2025)
Exclusive To Bonitas Pensioner Primary (2025)
Exclusive To Bonitas Pensioner Supreme (2025)
Exclusive To Bonitas Student (2025)
Primary (2025)
Supreme (2025)
Pensioner Primary (2025)
Pensioner Supreme (2025)
Student (2025)

Medihelp

Medadd (2025)
Medvital Elect (2025)
Medadd Elect (2025)
Medprime Elect (2025)
Medelite (2025)
Medmove (2025)
Medmove Student (2025)
Medplus (2025)
Medprime (2025)
Medelect (2025)
Medsaver (2025)
Medvital (2025)
Medadd Elect (2024)
Medadd (2024)
Medelect Student (2024)
Medelect (2024)
Medelite (2024)
Medmove (2024)
Medplus (2024)
Medprime Elect (2024)
Medprime (2024)
Medsaver (2024)
Medvital Elect (2024)
Medvital (2024)

Stratum

Access Co-pay Plus300 Under 65yrs (2025)
Access Co-pay Plus300 Above 65yrs (2025)
Access Co-pay Plus300 Under 65yrs (2024)
Access Co-pay Plus300 Above 65yrs (2024)
Access Optimiser under 65yrs (2024)
Access Optimiser Above 65yrs (2024)
Access Optimiser Under 65yrs (2025)
Access Optimiser Above 65yrs (2025)
Compact300 Under 64yrs (2024)
Compact300 Above 65yrs (2024)
Compact300 Under 64yrs (2025)
Compact300 Above 65yrs (2025)
Elite Under64yrs (2024)
Elite Above65yrs (2024)
Elite Under64yrs (2025)
Elite Above65yrs (2025)
Base Under 64yrs (2024)
Base Above 65yrs (2024)
Base Under 64yrs (2025)
Base Above 65yrs (2025)

Turnberry

Launch Under 65yrs (2024)
Launch Above 65yrs (2024)
Launch Under 65yrs (2025)
Launch Above 65yrs (2025)
Med-extend Under 65 Yrs (2025)
Med-extend Above 65 Yrs (2025)
Med-extend Under 65 Yrs (2024)
Med-extend Above 65 Yrs (2024)
Optimal Under 65yrs (2024)
Optimal Above 65yrs (2024)
Optimal Under 65yrs (2025)
Optimal Above 65yrs (2025)
Premier Family Under 65yrs (2024)
Premier family Above 65yrs (2024)
Premier individual Under 65yrs (2024)
Premier individual Above 65yrs (2024)
Premier Family Under 65yrs (2025)
Premier Family Above 65yrs (2025)
Premier Individual Under 65yrs (2025)
Premier Individual Above 65yrs (2025)
Synergy Under 65yrs (2024)
Synergy Above 65yrs (2024)
Synergy Under 65yrs (2025)
Synergy Above 65yrs (2025)
Medical Schemes

General
Important factors to investigate before deciding on a schemes.
* Scheme Administrator
* Reserve levels of the scheme
* Annual increase of contributions
* Members base
* Claim Payment history

What can influence your decision when deciding on the right option:
* Your personal health requirements (Current & Future)
* Affordability
* The underwriting decision of the schemes

Copyright © 2009 Propratt Medical Brokers. All rights reserved.